Areas We Serve
Break Free from Debt with a Trusted Bankruptcy Attorney in Sunrise Manor, NV
Vohwinkel Law is a Bankruptcy Attorney in Sunrise Manor, NV offering compassionate, knowledgeable support through Chapter 7 and Chapter 13 bankruptcy. We help residents reclaim control over their finances with tailored legal strategies and clear communication every step of the way.
- Stop foreclosure and eliminate wage garnishment fast
- Resolve debt with affordable payment plans that fit your budget
- Enjoy a free consultation to review your options
- Receive help from professional and knowledgeable attorneys
- Experience stress-free support and excellent communication
From mounting medical bills to aggressive creditors, we guide you through the bankruptcy process quickly, confidently, and affordably.
Testimonials
What Our Clients Say About Us
Why Sunrise Manor Residents Choose Vohwinkel Law
We’re not like the big-name firms that rush clients through the system. At Vohwinkel Law, you’ll get personalized attention, full cost transparency, and legal guidance that makes sense — all delivered with responsive and caring service. Our attorneys take the time to explain your options clearly and walk you through each step, so you feel empowered by the process.
File Bankruptcy in Las Vegas Without the Headache
When you file bankruptcy in Las Vegas, our legal team ensures your paperwork is accurate and your case proceeds smoothly, even in emergency filings.
Chapter 7 Attorney Near Me for Immediate Relief
If you’re drowning in unsecured debt, our Chapter 7 bankruptcy solutions provide fast discharge options. We are committed to helping you start over without the burden.
Stop Foreclosure in Nevada with Smart Legal Action
Facing a foreclosure notice? Our attorneys know how to stop foreclosure in Nevada using legal protections that can save your home and your peace of mind.
Debt Relief Lawyer in Las Vegas You Can Count On
As a highly rated debt relief lawyer in Las Vegas, we help clients explore bankruptcy, debt settlement, and credit counseling with honesty and clarity, especially during insolvency.
Free Bankruptcy Consultation with Zero Pressure
Your journey starts with a free consultation. We’ll break down your legal options and explain whether Chapter 7 or Chapter 13 is right for you, with no strings attached.
Chapter 13 Repayment Plans That Actually Work
We don’t push cookie-cutter plans. Our Chapter 13 repayment plan process is fully customized to your income, assets, and long-term financial goals.
A Better Experience Than the Big Firms
Clients come to us frustrated by hidden fees, unclear explanations, and lawyers who never return calls. Vohwinkel Law is different. We are known for our excellent communication and service that the people highly recommend.
Our 3 Steps
How to Get Started with Vohwinkel Law
STEP 01
Schedule a Free Consultation
Let’s review your situation and outline options.
STEP 02
Craft Your Legal Plan
We’ll recommend Chapter 7 or 13 based on your goals.
STEP 03
File Confidently
We handle the filings while you move toward financial recovery.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Move Forward with Sunrise Manor’s Bankruptcy Experts
Take the first step toward financial freedom with Vohwinkel Law. Let us guide you to real debt relief — with integrity, clarity, and care.
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