Areas We Serve
Your Paradise, NV, Bankruptcy Attorney for Debt Relief Solutions
Vohwinkel Law is a Bankruptcy Attorney in Paradise, Nevada, offering tailored debt relief through Chapter 7 liquidation and Chapter 13 repayment plans. With a focus on efficiency, clarity, and client support, we guide individuals through the bankruptcy process with confidence and transparency.
- Put an end to creditor harassment and wage garnishment
- Stop foreclosure actions and secure your home
- Explore flexible, affordable legal fee structures
- Understand your options at every step
- Work with a local attorney who puts your needs first
Whether you’re facing overwhelming credit card debt, medical bills, or past-due loans, our team is here to help you reset your financial life with professionalism and care.
Testimonials
What Our Clients Say About Us
Get Personalized Legal Help in Paradise, NV from Attorneys Who Actually Listen
Clients consistently describe Vohwinkel Law as professional and knowledgeable with a stress-free experience that’s both supportive and empowering. Whether you’re overwhelmed by creditors or worried about losing your home, our team takes the time to explain everything clearly so you’re never left guessing.
File Bankruptcy Las Vegas — Without Losing Sleep
Thinking about filing bankruptcy in Las Vegas? We guide you from confusion to clarity—fast. Vohwinkel Law handles your paperwork, schedules your credit counseling, and answers every question.
Chapter 7 Attorney Near Me Who Gets It Done
For clients with limited income and heavy debt, Chapter 7 bankruptcy provides fast relief. Vohwinkel Law helps you wipe out credit cards and medical bills with quick and efficient service.
Stop Foreclosure in Nevada Before It Hits Court
Facing foreclosure? We act fast to stop foreclosure in Nevada with emergency filings and legal strategies that protect your home and your peace of mind.
Debt Relief Lawyer Las Vegas Locals Trust
If you’re buried in debt, our debt relief lawyer services include negotiation, wage garnishment defense, and practical solutions backed by affordable payment plans.
Free Bankruptcy Consultation Without The Pressure
Yes, our bankruptcy consultation is free. We assess your financial picture and explain all your options—no pressure, no obligation, and no hidden fees.
Understand Chapter 13 Repayment Plans in Plain English
If you need to protect assets or catch up on mortgage payments, a Chapter 13 repayment plan may be right for you. We break it down so you can move forward confidently.
The Vohwinkel Advantage, No Surprises, Just Straight Talk
Why do clients highly recommend Vohwinkel Law? Simple: we solve what others don’t. No hidden fees, no rushed consults, and no vague legalese. Just responsive and caring attorneys who treat your case like it matters—because it does.
Our 3 Steps
From Filing to Freedom, What to Expect
STEP 01
Book Your Free Consultation
We’ll assess your needs and goals.
STEP 02
Build Your Case
Gather documents and outline your Chapter 7 or Chapter 13 strategy.
STEP 03
File & Finalize
We handle court paperwork while you move toward financial peace.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
A Smarter Approach to Debt Relief in Paradise
Take the first step toward lasting debt relief with Vohwinkel Law. We’ll walk you through Chapter 7 or 13 with clarity, care, and the confidence that comes from working with a local team who puts you first.
Our Services
Our Areas We Serve