Areas We Serve
Your Summerlin Bankruptcy Attorney for Chapter 7 & 13
Vohwinkel Law is a Bankruptcy Attorney in Summerlin that helps individuals escape crushing debt through Chapter 7 liquidation and Chapter 13 repayment plans. Elevate your experience with transparent pricing, personalized legal strategy, and compassionate support every step of the way.
- End wage garnishment and overwhelming debt — fast
- Avoid foreclosure and protect your home
- Enjoy affordable payment plans with no hidden fees
- Get clarity through every step of the process
- Experience a stress-free, client-first legal journey
Testimonials
What Our Clients Say About Us
Trusted Summerlin Bankruptcy Guidance Backed by Real Results
Known for free consultation and excellent communication, Vohwinkel Law stands out as the go-to bankruptcy help in Las Vegas. Our professional and knowledgeable team guides you through Chapter 7 and Chapter 13 filings with care and clarity, ensuring you’re never left in the dark. From emergency bankruptcy filing to long-term debt restructuring, we help you breathe easy with a truly stress-free experience.
Need to File Bankruptcy in Las Vegas? Here's Your Fast-Track
If you’re drowning in bills, filing bankruptcy in Las Vegas might be your best move. Vohwinkel Law helps simplify the process, from credit counseling to paperwork prep, giving you peace of mind and a clear path forward.
Looking for a Chapter 7 Attorney Near You?
We specialize in Chapter 7 bankruptcy, eliminating unsecured debts quickly and legally. Ideal for those with limited income and mounting bills, our Chapter 7 attorney services are efficient and affordable.
How to Stop Foreclosure in Nevada — Before It’s Too Late
Worried about losing your home? Our experienced team helps you stop foreclosure in Nevada with emergency filings and strategic legal planning that prioritizes your property and your future.
Discover a Debt Relief Lawyer in Las Vegas Who Actually Listens
As a premier debt relief lawyer in Las Vegas, we offer smart, realistic solutions — from stopping wage garnishments to negotiating with creditors. We turn panic into power with clear explanations and responsive, caring service.
Free Bankruptcy Consultation? Yes — and It’s Straightforward
Your journey to financial relief starts with a free bankruptcy consultation. Whether you’re eyeing Chapter 7 or weighing the pros and cons of Chapter 13, we offer honest advice with no pressure and no cost.
What You Should Know About Chapter 13 Repayment Plans
Struggling with long-term debt? We create personalized Chapter 13 repayment plans that fit your budget while stopping collections and lawsuits. Keep your assets, regain your footing, and move forward with confidence.
Why Locals Trust Vohwinkel Law in a Sea of Legal Options
We’ve heard the horror stories—rushed consultations, surprise fees, poor communication. Vohwinkel Law flips the script with attorney-led consults, clear communication, and pricing that never catches you off guard. No gimmicks. Just real help, from people who care.
Our 3 Steps
What Your Bankruptcy Journey Looks Like
STEP 01
Meet With Us
Schedule your free consultation — no pressure, just clarity.
STEP 02
Map Your Strategy
Review your debts, income, and goals with your attorney.
STEP 03
File and Move Forward
We’ll handle the filing and guide you every step of the way.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Ready to Transform Your Bankruptcy Attorney Experience?
Call Vohwinkel Law today. Clarity, affordability, and real results are just one consultation away.
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