Areas We Serve
Boulder City, NV’s Trusted Bankruptcy Attorney for Personalized Debt Relief
Vohwinkel Law is a Bankruptcy Attorney in Boulder City, NV helping clients navigate Chapter 7 and Chapter 13 bankruptcy with honesty, clarity, and care. Whether you’re facing foreclosure, wage garnishment, or mounting debt, we guide you through each step with responsive service and clear advice.
- Eliminate unsecured debt with Chapter 7 or Chapter 13
- Protect your home and stop foreclosure fast
- Schedule a free consultation to explore your options
- Rely on a professional and knowledgeable legal team
- Enjoy a stress-free experience with affordable payment plans
We’re here to help you start fresh — and stay informed — every step of the way.
Testimonials
What Our Clients Say About Us
Why Boulder City Residents Trust Vohwinkel Law
You won’t find hidden fees or rushed consultations here. Our firm delivers clear communication, full cost transparency, and one-on-one legal attention — a better experience than what many 1-star reviewers report with larger firms.
How to Navigate Bankruptcy Filing in Boulder City
Whether it’s your first time filing or you’re seeking an emergency bankruptcy filing, our team breaks down every step with empathy and legal precision.
Fast Debt Relief Through Chapter 7 in Boulder City
Our attorneys assess if Chapter 7 bankruptcy is right for you — often the fastest route to eliminate debt like credit cards and medical bills.
Foreclosure Defense in Boulder City: What You Need to Know
We’ve helped countless clients stop foreclosure in Nevada using bankruptcy protections. You’ll stay in your home and stay ahead of collectors.
Trusted Legal Help for Debt Relief and Insolvency
Need more than bankruptcy? We guide you through debt relief, credit counseling, and insolvency options tailored to your financial future.
What to Expect from Your Free Bankruptcy Consultation
Not sure where to begin? Start with a free consultation. We explain your options and answer your questions clearly — no pressure, no jargon.
Chapter 13 Repayment Plans Designed for Boulder City Residents
Struggling with past-due payments? A Chapter 13 repayment plan can give you a clear path forward while protecting your property and peace of mind.
Our 3 Steps
How to Begin with Vohwinkel Law
STEP 01
Free Consultation
Find out if Chapter 7 or 13 is right for you.
STEP 02
Custom Strategy
We design a plan based on your financial picture.
STEP 03
File & Rebuild
We handle paperwork, you focus on moving forward.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Why Vohwinkel Law is Boulder City’s Go-To Bankruptcy Firm
Debt doesn’t have to control your life. Let Vohwinkel Law help you build a plan that works for you.
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