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Facing Debt Trouble? Trust Our Bankruptcy Attorney in Enterprise, NV
Vohwinkel Law is a Bankruptcy Attorney in Enterprise, NV helping people take control of their finances with Chapter 7 bankruptcy and Chapter 13 repayment plans. We guide each client with clarity, compassion, and a commitment to stress-free legal service.
- Stop foreclosure and protect your property
- Eliminate credit card and payday loan debt
- Get help from professional and knowledgeable attorneys
- Receive a free consultation and fair, affordable payment plans
- Work with a local firm that truly explains everything clearly
From unexpected medical bills to wage garnishment, we make sure your bankruptcy path is personal, effective, and handled with care.
Testimonials
What Our Clients Say About Us
Bankruptcy Relief in Enterprise That Goes Beyond the Basics
At Vohwinkel Law, we’re known for responsive and caring legal help that stands out from large law firms. Clients come to us after being burned by hidden fees, delayed responses, or unclear explanations. We make sure your legal journey is smooth, informed, and empowering.
File Bankruptcy in Las Vegas Without the Legal Jargon
Filing for bankruptcy doesn’t have to be confusing. Whether it’s emergency bankruptcy filing or long-term debt planning, we simplify the process from start to finish so you can breathe again.
Looking for a Chapter 7 Attorney Near You? We’re in Enterprise
If you qualify for Chapter 7 bankruptcy, we’ll help you discharge unsecured debt quickly and legally — giving you a clean financial slate with quick and efficient support.
Stop Foreclosure in Nevada Before It’s Too Late
Foreclosure doesn’t have to mean the end of your homeownership. We help stop foreclosure in Nevada by initiating legal protections and crafting a smart strategy.
Debt Relief Lawyer in Las Vegas That People Trust
We’re not a volume firm. Our debt relief lawyer approach in Las Vegas centers on tailored plans that work — not one-size-fits-all scripts. Whether you’re facing foreclosure or dealing with insolvency, we bring strategy and empathy to every case.
Book a Free Bankruptcy Consultation Now
No stress, no pressure. Just answers. Your bankruptcy consultation is free, and we take the time to explain every detail — because informed decisions change lives.
Chapter 13 Repayment Plans That Fit Your Life
Trying to save your home or car? Our Chapter 13 repayment plan service helps you reorganize debt into manageable terms while keeping essential assets.
Why Enterprise Locals Choose Vohwinkel Law Over Big Firms
We’ve heard it all — rushed appointments, surprise bills, unanswered calls. Vohwinkel Law stands out for clear communication, personal service, and a truly stress-free experience.
Our 3 Steps
Our Bankruptcy Process is Simple and Supportive
STEP 01
Schedule a Free Consultation
Get answers with no commitment.
STEP 02
Design Your Plan
Whether Chapter 7 or 13, we tailor a solution.
STEP 03
File and Move Forward
We handle the court process so you can breathe
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Make Bankruptcy Simple with Enterprise’s Trusted Legal Team
Don’t let financial stress take over your life. Call Vohwinkel Law today to explore bankruptcy solutions tailored to you — with zero pressure and total support.
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