Areas We Serve
Vohwinkel Law Bankruptcy Attorney in Henderson, NV
Vohwinkel Law is a Bankruptcy Attorney in Henderson, NV that helps individuals and small business owners eliminate debt and stop creditor harassment. Elevate your experience with professional and knowledgeable legal services that offer affordable payment plans and clear communication.
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Ends creditor harassment and eliminates debt
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Free consultation with personalized attention
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Affordable payment plans for every budget
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Clear, easy-to-understand legal advice
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Quick and efficient bankruptcy filings
Testimonials
What Our Clients Say About Us
We Are Henderson’s Go-To Bankruptcy Attorney
When you need a bankruptcy attorney in Henderson, Vohwinkel Law delivers a stress-free experience. Clients consistently highlight our excellent communication and professional and knowledgeable staff. We don’t rush consultations—we clarify your options.
Chapter 7 Bankruptcy Attorney Near Me
Our attorney will walk you through Chapter 7 bankruptcy—a quick and efficient way to wipe out unsecured debt. Say goodbye to wage garnishment and hello to peace of mind.
Chapter 13 Repayment Plan
Got steady income but falling behind on payments? We’ll craft a customized Chapter 13 plan so you can catch up without losing assets. Affordable payment plans and clear explanations guaranteed.
Emergency Bankruptcy Filing
Behind on rent or facing foreclosure? Vohwinkel Law can help file emergency bankruptcy to stop the chaos—fast. Responsive and caring service in your moment of crisis.
Stop Foreclosure in Nevada
Time is critical when foreclosure looms. We use Chapter 13 and other legal tools to stop foreclosure and keep you in your home. Our clients call the experience stress-free and empowering.
Business and Personal Bankruptcy
Whether you’re a small business owner or an individual we handle Chapter 11, Chapter 7, and personal bankruptcies. Let’s eliminate that overwhelming debt and get your life back on track.
What Makes Vohwinkel Law Different From Other Bankruptcy Attorneys in Henderson, NV
Unlike competitors, we don’t hide fees or rush you out the door. We offer transparent pricing, one-on-one attorney time, and clear, concise communication—earning us reviews like “explained everything clearly” and “highly recommended.”
Our 3 Steps
Our Bankruptcy Process is Simple and Supportive
STEP 01
Reach Out for a Confidential Consultation
Get started with a private, no-cost conversation. We’re here to listen and help—no pressure, no judgment.
STEP 02
Speak with a Real Attorney Who Understands
You’ll meet directly with an experienced bankruptcy attorney—not a salesperson—to review your options and get honest advice.
STEP 03
top Creditor Harassment Instantly
The moment your case is filed, the law protects you. Collection calls, garnishments, and lawsuits must stop.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Ready to Transform Your Bankruptcy Attorney Experience?
Get in touch with Vohwinkel Law today and take control of your financial future.
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