Areas We Serve
Vohwinkel Law Bankruptcy Attorney in North Las Vegas
Vohwinkel Law is a Bankruptcy Attorney in North Las Vegas that helps overwhelmed individuals regain control through debt relief and legal protection. Elevate your peace of mind with expert Chapter 7 and Chapter 13 representation that’s affordable, fast, and compassionate.
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End hidden fees and confusing legalese—finally, transparent pricing
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Protect your home with swift foreclosure defense
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Get your wages back from garnishment nightmares
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Rebuild with a Chapter 13 repayment plan that works for you
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Emergency filing? We’re ready—same-day consultation available
Testimonials
What Our Clients Say About Us
How We Make Bankruptcy Easier for North Las Vegas Clients
Vohwinkel Law has become a trusted name in North Las Vegas by delivering a truly stress-free experience from start to finish. Clients often say we explained everything clearly, making even the most complex legal steps easy to understand. Known for being quick and efficient, our team helps you move from anxiety to action—without delay, confusion, or hidden costs. Plus, our free consultations and affordable payment plans ensure relief is always within reach.
File Bankruptcy Las Vegas
Looking to file bankruptcy in Las Vegas? Our team knows every legal twist and turn—whether it’s Chapter 7 bankruptcy, Chapter 13 bankruptcy, or emergency filing, we’ve got you covered.
Debt Relief Lawyer Las Vegas
When you’re exploring debt relief in Las Vegas, clarity and reliability matter. At Vohwinkel Law, we focus on straightforward legal strategies that fit your situation—no gimmicks, no pressure. Clients appreciate our professional and knowledgeable approach, especially when navigating difficult financial decisions.
Urgent Bankruptcy Help When You Need It Most
When time is not on your side, Vohwinkel Law acts fast. We offer emergency bankruptcy filings with immediate legal intervention to halt garnishments and lawsuits, giving you the protection you need—right when you need it.
Personalized Payment Plans That Fit Your Life
Need to catch up without losing everything? We’ll help craft a Chapter 13 repayment plan that works within your means. No jargon, no judgment—just clear, attorney-guided support every step of the way.
No-Cost Bankruptcy Review With an Attorney
Why pay just to talk? At Vohwinkel Law, your first consultation is always free—and filled with clear explanations and solid strategy tailored to your situation.
Legal Tools to Help You Keep Your Home in Nevada
Facing a foreclosure notice? We’ll help you hit the brakes, legally. Vohwinkel Law delivers foreclosure services that protect what matters most—your home.
Why Clients Feel Confident Choosing Vohwinkel Law
Tired of being treated like a case number? You’re not alone. Common frustrations include hidden fees, rushed consults, and confusing legal jargon. We solve that with clear communication, personalized attention, and a team praised for being responsive and caring.
Our 3 Steps
Our Bankruptcy Process is Simple and Supportive
STEP 01
Book Your Free Consultation
Take the first step toward a fresh financial start by setting up a no-cost, no-obligation consultation. Choose a time that works for you, whether online or over the phone.
STEP 02
Talk to a Compassionate Attorney
Connect with a dedicated professional who understands your situation and will work with you—not talk down to you—to find the best path forward.
STEP 03
Start Your Path to Financial Freedom
Once your case is filed, you’ll begin to experience immediate relief. From stopping collection calls to protecting your assets, you’re officially on the road to a brighter financial future.
Personal Injury
Bankruptcy
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Small Business Bankruptcy
Loan Modification
Short Sale
Foreclosure Mediation
Foreclosure Protection
Find your answer
Bankruptcy Law Frequently Asked Questions
Got questions? You’re not alone. Read our most frequently asked questions below to get quick, clear answers about bankruptcy, your options, and what to expect.
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What is the difference between Chapter 7 and Chapter 13 bankruptcy?
“The main difference between Chapter 7 and Chapter 13 bankruptcy lies in how your debts are handled and your eligibility:
Chapter 7 Bankruptcy – ‘Liquidation’
What it does: Eliminates most unsecured debts (e.g., credit cards, medical bills).
How it works:
A court-appointed trustee may sell your non-exempt assets to pay creditors.
Most people keep essential assets due to exemptions.
Timeframe: Usually completed in 3 to 6 months.
Who qualifies:
Must pass the means test (income below your state’s median or not enough disposable income).
Impact:
Immediate relief from collection calls and lawsuits.
Stays on your credit report for 10 years.
Best for: People with low income and few assets who need a quick, fresh start.
Chapter 13 Bankruptcy – ‘Reorganization’
What it does: Allows you to keep your property and repay debts over time.
How it works:
You propose a 3- to 5-year repayment plan to the court.
You pay a portion of your debt based on your income.
Who qualifies:
Regular income required.
Debt limits (as of 2025): up to ~$2.75 million in total debts.
Impact:
Can stop foreclosure and let you catch up on mortgage payments.
Stays on your credit report for 7 years.
Best for: People with steady income who want to catch up on missed mortgage or car
payments and keep their property.”
— Rory Vohwinkel, Bankruptcy Attorney
How much does it cost to file for bankruptcy in Las Vegas?
We charge $1800 for an individual chapter 7 and $2000 for a joint chapter 7.
For Chapter 13, you pay $1000 down and then an additional $6500 is paid through the chapter 13 plan after it is filed, so it is part of your payments in the chapter 13 plan paid to the court.
The filing fees for chapter 7 are $338 and for chapter 13 they are $313. These fees are included in our fees, in addition to the cost of a credit report that we obtain for the clients. The only additional fees are $20 for each court required online credit counseling and financial management courses, one taken before the filing and one taken after the filing.”
— Rory Vohwinkel, Bankruptcy Attorney
Can I keep my house and car if I file for bankruptcy?
“If you are current on payments, you can keep your house and car in a chapter 7 case assuming you continue paying for them if they have a loan. There are exceptions to this however. If your equity exceeds the exemption limits then you may have an issue. Or if you have more than one vehicle (or two if married and filing jointly) you may have an issue because you only get an exemption for one vehicle (or two if married and filing jointly).
In a chapter 13 case, you can keep all your property.”
— Rory Vohwinkel, Bankruptcy Attorney
How long does the bankruptcy process take?
“Chapter 7 takes about 90 days from filing to completion.
Chapter 13 takes 3-5 years depending on the case.”
— Rory Vohwinkel, Bankruptcy Attorney
Will bankruptcy stop wage garnishment?
“Yes. But although it should happen right away due to the automatic stay protection that goes into effect upon the filing of the bankruptcy, in reality, it takes about a week after filing to stop the wage garnishment. This is because we have to notify the creditor, get them to release the garnishment, then get the release over to the constable to sign a release and then get those releases to the employee’s payroll department who has to stop the garnishment in their system. Sometimes, depending on the filing and the payroll dates, money garnished after the filing can be recovered from the creditor, but not always.”
— Rory Vohwinkel, Bankruptcy Attorney
Do I need an attorney to file for bankruptcy?
“No, you can file bankruptcy without a lawyer — this is called filing ‘pro se.’ But whether you should depends on your case’s complexity and the chapter you’re filing under.”
— Rory Vohwinkel, Bankruptcy Attorney
Let’s Find the Right Bankruptcy Solution for You
Don’t wait—take control of your finances today with Vohwinkel Law’s proven support.
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